Klasifikasi Data Aging Tunggakan Nasabah Menggunakan Metode Decision Tree Pada ULaMM Unit Kolaka

  • Sarimuddin Sarimuddin Universitas Sembilanbelas November Kolaka
  • Jayanti Yusmah Sari Universitas Sembilanbelas November Kolaka
  • Muhammad Mail
  • Muh. Ariyandhi Masalu
  • Reski Surya Aristika
  • Nurfagra Nurfagra

Abstract

This study aims to classify aging of loan data using the decision tree method based on plafond, outstanding principal, and the amount of loan. The subjects in this study were the debtor of ULaMM (Unit Layanan Modal Mikro), unit of Kolaka, PT. PNM (Persero) Kendari Branch. The number of samples used is 100 data debtors. Based on the results of the research conducted, it was found that the classification analysis using the Decision Tree has an accuracy rate of 95.00%, while the classification analysis using the Gradient Boosted Tree has an accuracy level of 90.00%. From the results of the analysis that has been done, it can be concluded that for the data in this study, the classification method using the Decision Tree is better than the Gradient Boosted Tree method.

Author Biography

Sarimuddin Sarimuddin, Universitas Sembilanbelas November Kolaka

Department of Computer Science

Published
2020-04-30
How to Cite
SARIMUDDIN, Sarimuddin et al. Klasifikasi Data Aging Tunggakan Nasabah Menggunakan Metode Decision Tree Pada ULaMM Unit Kolaka. INFORMAL: Informatics Journal, [S.l.], v. 5, n. 1, p. 26-32, apr. 2020. ISSN 2503-250X. Available at: <https://jurnal.unej.ac.id/index.php/INFORMAL/article/view/16964>. Date accessed: 27 sep. 2020. doi: https://doi.org/10.19184/isj.v5i1.16964.