WARDHONO, Adhitya. RURAL CREDIT MARKET AND INSTITUTIONAL TRANSFORMATION: EVIDENCE FROM JEMBER REGENCY, EAST JAVA, INDONESIA. UNEJ e-Proceeding, [S.l.], p. 816-825, mar. 2018. Available at: <https://jurnal.unej.ac.id/index.php/prosiding/article/view/7126>. Date accessed: 22 dec. 2024.